Frequently Asked Questions
- Can I choose my own repair shop?
- What if my car had some damage before the accident?
- What if I'm "upside down" on my car loan?
- Will I have to pay the towing and storage costs?
- Will I be able to get a rental car while my car is being repaired?
- What to do at the scene of an accident
- What to do after an accident
Learn more about your rights after an accident in Louisiana. Call Murphy Law Firm LLC locally at 225-928-8800 or toll free at 800-734-6545 to schedule a free initial consultation.
Can I choose my own repair shop?
Yes. You decide where to get your car repaired, although sometimes the estimate has to be approved and accepted by your insurer.
What if my car had some damage before the accident?
If your car had damage prior to the accident only the actual damage from the current accident will be covered by the insurance company. Usually the older damage will have evidence of wear and tear. If there is a question about damage, usually, the body shop your car is taken to will be able to differentiate between old and new damage and report there findings to the insurance company.
What if I'm "upside down" on my car loan?
If your vehicle is a total loss the insurance company is only obligated to pay the fair market value of your car.
Will I have to pay the towing and storage costs?
Unless there is a dispute about who was at fault in an accident, the driver who caused the accident will be responsible for the towing and storage costs.
Will I be able to get a rental car while my car is being repaired?
If you were at fault, you will have to either pay for the rental yourself or seek coverage under your own insurance. If the other driver is at fault, then we can demand that the insurance company for the person who caused the accident provide you with a rental car until your car is finished being repaired.
After an Accident or Collision, Talk with a Lawyer
After a railroad accident in Baton Rouge or elsewhere in the state of Louisiana, contact us at Murphy Law Firm LLC. Schedule a free initial consultation and discuss your accident with an experienced legal advocate. Call our office locally at 225-928-8800 or toll free at 800-734-6545 to make an appointment. All cases are taken on a contingency basis. Don't Be A Victim Twice!
