THE DO'S AND THE DON'TS
AT THE SCENE OF THE ACCIDENT:
DO call the police and seek medical attention if needed;
Do cooperate with the investigating officer, and write down his badge number;
DO inform the investigating officer if you believe the other driver may be under the influence of drugs or alcohol;
DO get the license plate number of all other vehicles involved, their insurance carrier, the name of the driver, and their home address. It is OK to exchange basic information;
DON'T leave the Scene of the Accident. This can lead to criminal prosecution;
DON'T move your vehicle unless you are instructed to do so by an officer;
DON'T discuss the accident with anyone. Such discussion can be considered as evidence that you may have been at fault;
DON'T take any responsibility for the accident with the police at the scene or any others.
AFTER THE ACCIDENT:
DO seek medical attention as soon as possible;
DO tell the doctor about the impact to your vehicle and about everything hurting you; Medical records provide proof of injuries;
DO make notes on exactly what happened during the accident. These help to preserve important details;
DO contact your insurance agent. If you delay, it may be grounds for the insurance company to deny your claim;
DO take photographs of the following, as applicable, as soon as possible after the accident:
- The scene of the accident from all angles
- The surrounding area
- Your injuries
- Your property damage;
DO be honest and forthcoming with your attorney. It is in your best interest that your attorney knows all the facts;
DON'T sign any papers nor agree to any damages;
DON'T give statements to the other driver's insurance company. Offer only the very basics;
DON'T take any money for your injuries or settlement until you have finished treatment;
DON'T agree to any settlement or accept a check that says "final payment" before speaking to an attorney; and
DON'T just hire any attorney.
